John Cowling

Welcome to the holiday season—and the excitement of the upcoming Christmas and New Year celebrations—with confidence by partnering with the John Cowling State Farm Agent office in Santa Rosa County, FL—your trusted local insurance resource. As a proud Pace resident and Louisiana Tech University graduate, I’m dedicated to helping our community protect what matters most during this special time of change, preparation, and joyful anticipation.

As the leaves turn and temperatures cool, now is the perfect time to review your insurance coverage and ensure you’re ready not only for the season ahead but also for the holidays. Whether you need Auto, Motorcycle, RV, or Boat Insurance to keep your vehicles safe on crisp fall drives or Home, Renters, and Condo Insurance to protect your living space from autumn storms and holiday gatherings, our team is here to make the process simple and stress-free.

Serving families and businesses throughout Pace, Pensacola, Milton, Cantonment, Jay and surrounding areas, we offer comprehensive insurance fit to your unique needs. Fall and the holiday season are also ideal times to explore Life Insurance options for security and Business Insurance to safeguard your small business as you plan for the coming year. Plus, our Financial Services can help you prepare for a secure and prosperous future.

Beyond insurance, we’re deeply rooted in our community—supporting local nonprofits, schools, and sports teams, and actively participating in the Santa Rosa County Chamber of Commerce. When I’m not assisting others or volunteering, I enjoy embracing the fall vibes with family time, reading, travel, and especially celebrating the magic of Christmas and the hope of a fresh New Year. My wife Courtney and I, along with our three wonderful children, are proud to call Florida home after living in Arkansas, Texas, and Louisiana.

This autumn and holiday season, protect what you love and embrace the joy and warmth of the celebrations ahead with confidence. Contact us today—call, visit our pet-friendly office, or schedule a convenient virtual appointment. Let the John Cowling State Farm team guide you through your insurance needs and help you enjoy the beauty, comfort, and festive spirit of the season worry-free!